Virevo for WooCommerce

Virevo for WooCommerce adds an “instant bank transfer” payment method to your
checkout (classic checkout and block checkout). At checkout, the customer is
redirected to a Virevo payment page, picks their bank and approves a SEPA
Instant Credit Transfer in their banking app. The order is completed
automatically when the transfer is confirmed, through a signed webhook
(HMAC-SHA256).

• Lower fees than card payments, no terminal, no subscription.
• The transfer goes straight from your customer’s bank account to your IBAN:
  Virevo never holds your funds.
• Test mode (sandbox) to build and check your integration before going live.
• Compatible with High-Performance Order Storage (HPOS) and the block checkout.
• Failed, cancelled and expired payments close the order and release the stock.
• Full and partial refunds from the WooCommerce order screen.

Virevo is a French service. The plugin interface is in French, and payments
are in euros only, for customers holding an account in the SEPA area.

Third-party service

This plugin is an interface to Virevo, an instant bank transfer payment
service operated by Virevo SAS (France). It does not work on its own: a
Virevo account and an API key are required.

What is sent to Virevo, and when. Each time a customer pays with this
method, the plugin calls the Virevo API (https://app.virevo.fr) to create
the payment request. It sends:

• the order amount and currency;
• the order number, as a reconciliation reference;
• your store’s two return URLs (order received page and checkout page), to
  bring the customer back after payment.

No personal data about your customer is sent by the plugin: no name, no
email address, no postal address, no bank details. The customer authenticates
directly with their own bank on the payment page.

In the other direction, Virevo calls your store’s webhook URL to report the
outcome of the payment. Every call is signed (HMAC-SHA256) and checked before
it is acted upon.

A refund made from the WooCommerce admin sends Virevo the payment identifier,
the amount and, if you enter one, the reason.

• Service website: https://virevo.fr
• Terms of service: https://virevo.fr/cgu
• Privacy policy: https://virevo.fr/confidentialite