Need to charge for something on WordPress — a service, a subscription, a donation — but don’t want to set up a whole online store just to do it?

WPSmartPay accepts payments, subscriptions, and donations without WooCommerce, cart plugins, or custom code. Create a payment form, connect a gateway, share the link — start getting paid in minutes.

Invoice clients, bill recurring subscriptions, or collect one-time and recurring donations. No store to configure, no products to manage — just a form and a gateway.

✅ What’s New in Version 3.2.3

Zero frontend DB overhead — Migrations now run only in wp-admin, WP-CLI, and cron — not on every visitor page load. A version sentinel means they’re skipped entirely once the schema is current.
Settings removed from global alloptions — smartpay_settings is no longer autoloaded on every WordPress page, reducing the alloptions cache size site-wide.
Settings global fixed — $smartpay_options is now populated after plugins_loaded so Pro and other add-on filters apply before the global is frozen.
Cleaner bootstrap — wp-admin/includes/plugin.php is no longer loaded on frontend requests.

Accept Payments Your Way

Connect the gateway that fits your business and start accepting payments immediately:

PayPal Standard — Free, trusted, works out of the box
Manual / Free Payment — For $0 or pay-later flows
Stripe (Pro — most popular) — Cards, Apple Pay, Google Pay, Link, 135+ currencies
Authorize.net (Pro) — Industry-standard gateway for US and Canadian businesses
Mollie (Pro) — Ideal for European businesses; iDEAL, SEPA, and more
Paddle (Pro) — Global merchant of record; handles VAT and sales tax automatically
Razorpay (Pro) — Best for India-based businesses; cards, UPI, netbanking
toyyibPay (Pro) — Malaysian FPX online banking gateway
Paytm (Pro) — Popular Indian payment gateway
bKash (Pro) — Mobile banking payments in Bangladesh

See all gateways and pricing

Invoicing Built Into WordPress

Stop switching between tools. WPSmartPay lets you create and send professional invoices without leaving the WordPress admin.

Generate invoices for one-time or recurring payments
Send to customers by email in one click
Track status from Draft through Sent, Paid, and Overdue
Customize with your logo and business details

Learn more about invoicing

Subscription and Recurring Payments (Pro)

Accept recurring payments and build predictable revenue streams with WPSmartPay Pro.

Set up recurring billing on any payment form — weekly, monthly, or yearly
Installment plans and fixed-period billing cycles
Membership plans with role-based access control
Renewal reminder emails sent automatically
Supported on Stripe and Paddle gateways

Learn more about subscriptions

Native Gutenberg Payment Form Builder

Build payment forms the WordPress way — with blocks. Live preview as you design.

Drag-and-drop fields: name, email, address, phone, and more
Flexible pricing: fixed price, custom amount, or pricing tiers
Start from the template library or build from scratch
Embed anywhere with the SmartPay block, shortcode, or popup overlay
Stacked or split checkout layout, and an optional “require login to checkout” toggle – per form

Donations Made Simple

Set up a donation form in minutes. Accept one-time or recurring donations from supporters worldwide.

Let donors choose their own amount with the custom amount field
Collect recurring donations with subscription billing (Pro)
Send automatic thank-you emails on every donation
Works with PayPal, Stripe, and all supported gateways

Anti-Spam Protection

Stop bot abuse before it reaches your payment processor. Choose from 3 built-in integrations:

Cloudflare Turnstile — Privacy-first, invisible to real users
hCaptcha — GDPR-compliant with high bot-detection accuracy
reCAPTCHA v3 — Score-based, never interrupts real customers

Tax Control

Stay compliant without extra plugins:

Percentage or fixed-amount tax rates
Apply globally or per payment form
Tax line shown clearly on checkout and receipts

Reports and Analytics

Dashboard overview (free) — Total revenue, payment count, recent transactions, and key stats
Advanced reports (Pro) — Tabbed reports for Revenue, Forms, Subscriptions, Goals, and Payment Recovery
Date-range filters: today, this week, this month, custom
Per-form conversion and revenue breakdown

Explore Pro reporting

CRM and Marketing Integrations (Pro)

Connect WPSmartPay to your marketing stack and automate post-payment workflows.

Mailchimp — Add customers to lists and tags on payment
MailerLite — Sync subscribers and trigger automations
FluentCRM — Tag contacts and trigger sequences in your WordPress CRM
AffiliateWP — Track affiliate referrals on every payment
Zapier — Connect to 6,000+ apps with no code
Pabbly Connect — Automate workflows with multi-step triggers

See all integrations

Course and Membership Integrations (Pro)

Sell courses and memberships without a separate checkout — payment and enrollment happen in one step.

LearnDash — Enroll students in a course the moment payment clears
Tutor LMS — Grant course access automatically on successful payment
LifterLMS — Unlock memberships and courses after checkout

AI Agent Integration (Pro)

WPSmartPay Pro is built for the agentic web. Connect Claude, Cursor, or any MCP-compatible AI agent to your payment operations — no API scripting required.

Agents can take real actions inside your site using the built-in Model Context Protocol (MCP) server:

Create payment forms from a prompt — agent scaffolds the full Gutenberg form with pricing tiers in seconds
Query payments and customers — ask your agent to find a customer, pull recent transactions, or check payment status
Create and send invoices — agent drafts an invoice and fires it to the customer by email in one step
Generate coupon codes — bulk-create codes with custom prefixes, limits, and expiry from a single instruction
Manage subscriptions — list active subscriptions or cancel one by customer email

Use Claude, ChatGPT, Codex, Cursor, or any tool that speaks Model Context Protocol. No webhooks or custom scripts needed — the MCP endpoint is built into the plugin.

Learn how to connect an AI agent

Who Is WPSmartPay For?

Freelancers and Agencies — Invoice clients and accept one-time or recurring service payments
Coaches and Consultants — Charge for sessions, courses, and memberships
Nonprofits and Charities — Accept one-time and recurring donations
Content Creators — Sell eBooks, templates, audio, and digital files
Event Organizers — Ticket sales and event registrations
Fitness and Wellness Studios — Sell subscription and class packages

Free Features at a Glance

Native Gutenberg payment form builder + template library
Invoice management (create, send, track)
Anti-spam: Cloudflare Turnstile, hCaptcha, reCAPTCHA v3
Tax control system
Dashboard reports and analytics
Customizable email templates
Guided onboarding wizard
Support and system info page
Customer management
Coupon codes
PayPal Standard + manual/free payment gateway
Test mode for safe development
GDPR-friendly
Developer hooks and filters

WPSmartPay Pro

Unlock more with WPSmartPay Pro:

Pro Payment Gateways:
Stripe – Authorize.net – Paddle – Razorpay – Mollie – bKash – toyyibPay – Paytm

Subscriptions and Recurring Billing:
* Recurring plans on forms and products
* Billing cycles and installment plans
* Renewal reminder emails

Advanced Coupon Management:
* Bulk coupon generation with custom prefix/suffix and quantity
* CSV export of generated codes
* Per-coupon and per-customer usage limits
* Percentage or fixed discounts with expiry dates

Outgoing Webhooks:
* Fire payment events to any URL in real time
* HMAC-SHA256 signed requests (Standard Webhooks spec)
* Automatic retry with delivery log
* Works with Zapier, Make, n8n, and custom endpoints

Advanced Reports:
* Revenue, Forms, Subscriptions, Goals, and Recovery tabs
* Per-form conversion and revenue breakdown
* Failed/abandoned payment recovery tracking

Marketing and Automation Integrations:
Mailchimp – MailerLite – FluentCRM – AffiliateWP – Pabbly – Zapier

Course and Membership Integrations:
LearnDash – Tutor LMS – LifterLMS

AI Agent Integration (MCP):
* Built-in Model Context Protocol server
* AI agents can create forms, query payments, send invoices, manage coupons and subscriptions
* Works with Claude, Cursor, and any MCP-compatible client

Get WPSmartPay Pro

Gateway Coverage

Stripe (Pro) — 47+ countries, 135+ currencies
PayPal — 200+ countries, 25 currencies
Authorize.net (Pro) — US and Canada; USD, CAD, GBP, EUR and more
Mollie (Pro) — European Economic Area (EEA)
Paddle (Pro) — Global merchant of record; handles VAT and sales tax worldwide
Razorpay (Pro) — India, 100+ currencies
toyyibPay (Pro) — Malaysia (MYR)
Paytm (Pro) — India (INR)
bKash (Pro) — Bangladesh (BDT)

Documentation: docs.wpsmartpay.com
Support: Priority email support for Pro users — get Pro

WPSmartPay – Payment Forms, Invoices, Donations & Subscriptions