Simulador de Parcelas para Loja Virtual

Simulador de Parcelas queries Mercado Pago installment conditions for the product’s storefront display price and presents an estimate in your WooCommerce store.

Choose a default presentation for product pages or use different formats in pages, templates, popups and modals through a shortcode, dynamic Gutenberg block or Elementor widget. The storefront interface remains available in Brazilian Portuguese.

Display modes

• Expandable summary: highlights the preferred installment and lets shoppers expand the other options.
• Full table: displays the available installments, installment amounts and totals in a responsive table.
• Modal trigger: opens an accessible installment dialog from a compact button.

Features

• Live previews of all three modes in the settings screen.
• Optional installment summary on product cards.
• Configurable placement, colors, alignment and card prefix.
• Shared response cache to reduce repeated API requests.
• Server-side requests with the Access Token in the Authorization header.
• Dynamic updates after selecting or resetting a WooCommerce variation.
• Global, category and product rules for installment limits, minimum amounts and interest-free preference.
• Dynamic Gutenberg block and Elementor widget.
• Configurable reference card brand.
• Environment diagnostics and declared HPOS and Cart/Checkout Blocks compatibility.
• Optional reuse of the official Mercado Pago checkout connection, following its test or production environment.
• Independent manual token and fallback when the official credential is unavailable.
• Optional informational comparison between a valid Pix discount and the preferred installment.
• Optional synchronization with the active Checkout Pro installment limit.
• Tax-aware display amounts shared by the product component, variations, Pix comparison and product cards.
• Clear notice when no installment meets the configured rules; excluded options are not restored as a fallback.

The simulator does not process payments or add a second purchase button. Final installment conditions depend on the card, issuer and checkout. A manual Pix percentage must match the discount actually applied by your checkout; the plugin cannot verify an independent checkout’s configuration.

Shortcodes

Use [simuparc_parcelamento] for the current product and store or product display mode.

Use [simuparc_parcelamento produto_id="123"] to select a product explicitly outside its product page.

The exibicao attribute accepts resumo, tabela or modal:

[simuparc_parcelamento produto_id="123" exibicao="resumo"]

[simuparc_parcelamento produto_id="123" exibicao="tabela"]

[simuparc_parcelamento produto_id="123" exibicao="modal"]

In Gutenberg and Elementor, look for Simulador de Parcelas. The block and widget let you choose a product and display mode. Shortcodes remain available for templates, popups and other integrations.

External services

The plugin connects to the Mercado Pago API to retrieve installment estimates for a product amount.

Data sent:

• The storefront display amount (amount).
• The configured reference payment method (payment_method_id), such as visa or master.
• The store administrator’s configured Access Token, sent in the server-side Authorization header.

Purpose:

• Retrieve and display estimated installment conditions for that amount.

Service:

• Mercado Pago Installments API: https://api.mercadopago.com/v1/payment_methods/installments
• Terms of use: https://www.mercadopago.com.br/ajuda/termos-e-condicoes_194
• Privacy policy: https://www.mercadopago.com.br/ajuda/politica-de-privacidade_188

Support

For support and contributions, visit https://renatofroes.com.br/contatos