PJ Mortgage Tools

PJ Mortgage Tools adds a clean, responsive mortgage calculator to any page or post. Visitors adjust the purchase price, down payment, interest rate, term, taxes, insurance, HOA dues and mortgage insurance, and the monthly payment updates instantly — no page reloads, no outside services, no data leaves the visitor’s browser.

What visitors get

• Live monthly payment with a full breakdown: principal & interest, taxes, HOA, insurance and PMI
• An amortization schedule, viewable by year or by month
• Extra-payment analysis: enter an extra monthly amount and see the new payoff date, months saved and interest saved
• A layout that works on desktop, tablet and phone, and prints cleanly

What site owners get

• [pjmcalc] shortcode with optional attributes for starting values
• A “PJ Mortgage Tools” block with the same options in the sidebar
• Three color presets plus any custom brand color for the payment panel and sliders, with an optional panel text color (automatic contrast when left empty)
• Site-wide defaults for the extra payment and amortization view
• Show or hide the extra-payment tool and the amortization table — site-wide, per shortcode or per block
• No tracking, no external requests, nothing loaded on pages that don’t use the calculator

Ideal for real estate agents and brokers, mortgage professionals, property-investment sites and home-buyer resources.

Shortcode attributes (all optional — each is explained on the Shortcodes tab under Settings → PJ Mortgage Tools)

[pjmcalc title="Payment Estimator" type_label="30-year fixed" price="450000" rate="6.25" years="30" down_pct="10" tax_pct="1.2" mi_rate="0.5" insurance="1800" hoa="0" extra="200" amort_view="annual" show_pmi="yes" show_extra="yes" show_amort="yes" color="#0f766e" text_color="#ffffff" currency="USD"]

Every feature in this plugin is free, with no license key, trial or usage limit.

Add-ons

PJ Mortgage Tools Pro is a separate plugin sold on purejeannius.com. It adds new tools that are not part of this plugin: branded PDF reports, a home affordability calculator, a rent vs. buy calculator and side-by-side loan scenario comparison.