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Paynecta Payment Gateway for WooCommerce

Paynecta Payment Gateway for WooCommerce

5/5 (1 ratings) 10 active installs Updated Oct 14, 2026
KenyaMPESApaymentpaynectawoocommerce
Download v1.2.2

Paynecta Payment Gateway for WooCommerce allows you to accept M-Pesa payments directly on your WooCommerce store. Funds are automatically transferred to your preferred Kenyan bank account with full payment reconciliation.

Key Features:

  • Your customer pays on Paynecta’s hosted checkout, so no card or phone details are ever typed into your shop
  • Works with both the classic and the block checkout
  • Signed payment notices, verified before an order is touched
  • Orders matched to payments by your own order number
  • A payment short of the order total is held for review rather than completing the order
  • M-Pesa receipt and payment reference shown on the order in the admin
  • Guided setup: enter your keys, pick the page money should land in, done
  • Payment dashboard with statistics

Requirements:

  • WordPress 6.5+
  • WooCommerce 8.4+
  • PHP 7.4+
  • Paynecta account (sign up at https://paynecta.co.ke/)

External Services

This plugin connects to the Paynecta API to process M-Pesa payments. The connection is required for the payment functionality to work.

What data is sent:

  • Payment amount (the order total)
  • Your order number, so the payment can be matched back to the order
  • Your Paynecta keys and the payment page money should land in
  • The address customers should be returned to after paying
  • Your shop’s address, name, and the plugin, WordPress and WooCommerce versions, so you can see the connection in your Paynecta dashboard

No customer phone number is sent by this plugin. The customer enters
their own M-Pesa number on Paynecta’s checkout page and confirms it with a
code there, so it is never typed into your shop and never passes through it.

When data is sent:

  • When a customer places an order, to open a checkout for them
  • When checking whether that payment succeeded
  • When receiving payment notices from Paynecta
  • When you connect the plugin, and once a day afterwards, to report that the shop is still installed

Service Provider:

This service is provided by Paynecta Limited.

Configuration

Configure the following settings in WooCommerce > Settings > Payments > Paynecta Payment Gateway:

  • Public key and Secret key: the pair from Developers, API keys in your Paynecta dashboard
  • Payment page: which of your Paynecta pages this shop’s money lands in. The list fills itself once your keys are accepted
  • Order Status on Payment: what status orders should have once payment succeeds

Payment notices are set up for you when you pick a payment page. If your shop
cannot be reached from the internet yet, the plugin shows you the address to
set by hand once it is live.