HUCH for WooCommerce adds the HUCH instant bank-to-bank payment gateway to your WooCommerce store. Customers pay directly from their bank account using Open Banking — no cards, no intermediaries, no card data stored.

Why HUCH?

Instant settlement — payments are confirmed in real time
Lower transaction fees — no card-network costs
Bank-grade security — regulated Open Banking authentication
Reduced PCI-DSS scope — no card data ever touches your server

Features

Separate sandbox and production credential fields
One-click Test API connection button in the settings page
Automatic pending-payment status polling via WP-Cron (hourly fallback)
Full WooCommerce refund support via the HUCH payout API
Real-time payment status updates via signed webhooks
Detailed order notes and WooCommerce log integration
HPOS (High-Performance Order Storage) compatible
Sandbox mode for development and QA testing

Requirements

WordPress 5.8 or higher
WooCommerce 6.0 or higher
PHP 7.4 or higher
An active HUCH merchant account (sandbox accounts available at huch.tech)

External services

This plugin connects to the HUCH Open Banking API in order to initiate payments, retrieve payment statuses, process webhook notifications, and handle refunds.

Services used:

Sandbox API: https://api-gateway-sandbox.huch.tech
Production API: https://api-gateway.huch.tech
Documentation: https://apidocs.huch.tech

Data transmitted may include:

Order amount
Currency
Order reference
Merchant identifier
Customer email
Billing information
Payment metadata required for payment processing

Data is transmitted when:

A customer places an order
Payment status is checked
A webhook notification is processed
A refund request is triggered

Service provider: HUCH