Bayarcash for FluentCart

Bayarcash for FluentCart is a powerful payment gateway integration that enables Malaysian businesses to accept online payments through FluentCart. This plugin seamlessly connects your FluentCart store with Bayarcash, providing access to multiple popular payment channels in Malaysia.

Key Features

• Multiple Payment Channels – Support for FPX (Online Banking), DuitNow QR, Credit Card, and more
• Secure Transactions – All transactions are verified with checksum validation
• Real-time Callbacks – Instant order status updates via webhooks
• Test Mode – Built-in sandbox mode for testing before going live
• Customizable Checkout – Customize button colors, text, and themes
• Order Metadata – Stores all transaction details for complete audit trail
• Status Management – Automatic order status updates based on payment status

Supported Payment Channels

• FPX (Online Banking)
• FPX Direct Debit
• FPX Line of Credit
• DuitNow Online Banking/Wallets
• DuitNow QR
• Boost PayFlex
• QRIS (Online Banking & E-Wallet)
• NETS
• Credit Card
• Alipay
• WeChat Pay
• PromptPay

API & SDK Information

This plugin integrates with external services to process payments:

Bayarcash Payment API v3
* Service: Bayarcash Payment Gateway (https://bayarcash.com)
* API Documentation: https://docs.bayarcash.com
* Purpose: Process payment transactions and handle payment callbacks
* Service Terms: https://bayarcash.com/terms
* Privacy Policy: https://bayarcash.com/privacy

SDK Used:
* Bayarcash PHP SDK v2.0.5
* Repository: https://github.com/webimpian/bayarcash-php-sdk
* License: MIT License

Data Collection & Privacy

What data is sent to Bayarcash:

When a customer makes a payment, the following information is transmitted to Bayarcash’s secure servers:

• Order ID and amount
• Customer name and email address
• Customer phone number
• Selected payment channel
• Return URL and callback URL

Data Processing:
* All payment data is transmitted securely via HTTPS
* Payment information is processed by Bayarcash in accordance with their privacy policy
* Transaction IDs and payment status are returned and stored in your WordPress database
* No credit card details are stored on your server – all sensitive payment data is handled by Bayarcash

Callbacks & Webhooks:
* Bayarcash sends payment status updates to your site via secure callbacks
* All callbacks are verified using cryptographic checksums to prevent tampering
* Your site stores transaction metadata (transaction IDs, status, payment channel) for order management

By using this plugin, you acknowledge that customer payment data will be transmitted to Bayarcash for processing. Please ensure your privacy policy reflects this third-party data processing.

Requirements

• FluentCart plugin (active)
• Bayarcash merchant account
• PHP 7.4 or higher
• WordPress 5.0 or higher